Many possible outcomes exist after an arrest for contravening the law, including staying in jail until a court hearing. Usually, the court will set bail, and once you post the money, you will be released pending trial. Bail acts as collateral to guarantee your future court appearances. Unfortunately, bail in California is expensive, and if you cannot afford the amount, you will require the services of a bail bondsman who will only charge 10% of the bail sum and pay the full bail for your pretrial release.
Nevertheless, many bail bonds require an indemnitor or co-signer to access bond services. The cosigner assumes liability and responsibility if you do not attend court. Besides, they could lose their property to the bondsman when you jump bail. Therefore, it can be challenging to find a co-signer. Regardless of how you ended up behind bars, you can obtain a surety bond without an indemnitor. Below are some ways you can obtain bail bonds without an indemnitor.
Legal Definition of a Cosigner
Court processes typically take months and sometimes years to conclude. So, it will be beneficial to continue working, spending time with your family, and preparing your legal defenses for trial. Bail makes this possible. You pay refundable money as collateral to the court to guarantee your future court appearances. The amount provided on the bail schedule or that set by the court hinges on your criminal past, the severity of your crime, your community ties, and whether you are a flight risk. Bail is usually high, necessitating many defendants in Palm Springs to turn to bail bonds.
Now that you understand bail, you should know where a cosigner or indeminator comes in. A cosigner is an individual who is not the defendant, who signs the surety bond agreement on your behalf and assures the bondsman that you will not skip arranged court meetings and that they will assume full financial responsibility for the bond and other service fees when you do not show up in court. Simply put, a cosigner vouchs for you, the defendant.
Like collateral, a cosigner helps reduce the bondsman's risk, which is necessary if the bail amount is significantly high.
How Bail or Surety Bonds Operate
Many defendants lack the financial capacity to post bail upfront, explaining why bail bonds are common.
Acquiring a surety bond takes roughly twenty minutes. Nevertheless, once your bondsman deposits the bond, it takes thirty minutes to four hours before you exit jail. Your Palm Springs bail bonds will provide the financial support you need by depositing the total bail for you in exchange for a non-refundable premium fee that is usually 10%. Some bondsmen offer discounts when the defendant has legal representation, is a union member, is a government worker, or is in the American military. Additionally, if, as a defendant, you have any of these individuals as your cosigners, you are eligible for discounts.
Your surety bond contract with the bondsman is valid for twelve months. Therefore, when the duration expires without the conclusion of your case, you must pay a renewal fee to extend the contract.
Considering the bail figure your Palm Springs bail bonds company posts for you, they require collateral. This refers to any valuable item you can deposit with the bondsman as an assurance that you will not be leaving town. When you jump bail, the bondsman can seize and auction the property to recoup their forfeited funds. However, whether you need collateral to secure bail depends on your choice of Palm Springs bail bonds and bail figure.
Cosigner Responsibilities
If you are in jail and someone, like a family member or trusted friend, is securing the surety bond for you, the party becomes a cosigner. These individuals promise that they will ensure that you will show up for all your court proceedings because they are the ones who raise the money to pay the premium fee to the bondsman or consolidate funds for your bond. Also, your indemnitor deposits collateral for you.
When you jump bail, the first person the bondsman goes after to collect your funds is the cosigner. Because of the liability and responsibility involved in being a cosigner, you could be discouraged from contacting a loved one and informing them of an arrest because you understand the responsibility that comes with the role.
Again, not everyone will be willing to cosign you. A cosigner must be confident that you will adhere to all court instructions for the pretrial discharge because, when you fail to, they will assume all your financial liability. This is where our no-indemnitor Palm Springs bail bonds come in.
Understanding No-Cosigner Bail Bonds
When your loved one co-signs your surety bond agreement, they make a financial promise to the court and bondsman that you will show up for court hearings and adhere to pretrial release conditions. It is difficult to find someone to indemnify your surety bond for several reasons.
It could be that your loved ones do not trust you 100% to attend court hearings or adhere to pretrial discharge conditions, meaning they are unwilling to risk their money or assets for you.
Similarly, when your arrest happens at night, contacting a friend or relative to cosign your bond for release could be challenging. You could end up waiting for hours to call them, and this is not the best option, considering you want to spend the least amount of time in jail.
Again, even when the arrest happens during the day, most people are busy and away from their smartphones, making it difficult for you to contact them to co-sign your surety bond.
Furthermore, arrests for crimes like prostitution or DUI can be difficult to explain to your family or colleagues. It can be too embarrassing to call your loved ones and inform them of an arrest and criminal charges for a crime, and this is another reason you could be tempted to go for the no-cosigner surety bonds.
When you want your arrest to remain confidential, you will not call someone you know or trust to co-sign your bond. Instead, you will want a quick release through Palm Springs bail bonds without involving an indemnitor.
A no-cosigner surety bond is quick, keeps your arrest confidential, and prevents the embarrassment of explaining your reasons for arrest to people.
Ways you Can Obtain Bail Bonds without an Indemnitor
There are several ways you can obtain a pretrial discharge without an indemnitor. These include:
Recognizance Bond
An Own Recognizance (OR) discharge happens when the court evaluates your case in a bail hearing and opts to discharge you without posting bail, relying on a promise that you will abide by the court's pretrial discharge conditions and attend future court meetings.
You qualify for a recognizance bond unless your discharge compromises public safety, at least one of your crimes would attract a death sentence upon conviction, or discharging you on a recognizance bond would not assure the court of your future appearances.
Inability to raise bail should not be the sole reason you remain in jail pending trial. The court can schedule a Humphrey proceeding where they discharge you if you do not pose any danger to the public and you cannot raise bail. Today, you are eligible for pretrial discharge even when you cannot afford bail unless there is compelling evidence to prove you are a threat to the general public.
If the court is to consider this option, you should request an OR discharge in the arraignment hearing. Once you do this, the judge schedules a formal adversarial proceeding to decide on a recognizance bond. In the hearing, the judge can request the prosecutor’s opinion on the OR release and any other information relevant to the judge’s decision.
Note that you will not achieve your goal if you opt for this option of no-cosigner surety bonds because you want to keep the arrest confidential. Usually, before a recognizance bond, the court conducts a personal recognizance investigation to determine your character and whether you have strong community ties. Part of the investigation involves speaking to your family and employer, whom you would like to conceal the arrest from. Therefore, if you went for a no-cosigner bond to keep your arrest confidential, you should explore another way of release other than OR.
Use of Personal Property as Collateral
If you do not have or want an indemnitor, you can use your property to collateralize the surety bond. Depositing the collateral with your bondsman does not remove the financial obligation to pay a fixed fee refundable at the close of the case. You will not require an indemnitor to use your property as collateral. The items you can use as collateral are:
- Car titles
- Mortgage deeds
- Credit cards
- Deeds on your assets
Signature Bonds
Another way to exit jail while awaiting trial without an indemnitor is through a signature bond. The advantage of the bond is that you do not have to make the payment immediately. The court grants the bond in a pre-trial discharge hearing. You and your defense team appear before the court to explain your reasons for arrest and being in jail. With this bond, you should acknowledge that you are accountable for your current situation and will not miss scheduled court proceedings. Before discharge, you will sign a receipt that acts as an arrest warrant if you skip court after pretrial release.
Benefits of Using a Palm Spring Bail Bonds Company for No-Cosigner Surety Bonds
California has several bail bonds that offer no-indemnitor bonds. Choosing the best can be challenging, so you must take your time to find friendly, competent, and professional bondsmen. With the right bondsmen, you will enjoy several benefits.
With the right company offering surety bonds without a cosigner, you will avoid embarrassment and receive better treatment. Calling someone to provide financial support for release after a crime can be embarrassing. A surety bond firm provides financial support and explains your rights to receive better treatment from the judicial system. Besides, the company will protect your privacy.
If your concern is the premium payment, a reputable bondsman will spread your payments over several months, where you pay monthly installments until you complete financing the premium fee.
A bondsman with bail bond services without a cosigner offers security and convenience because you do not have to stress your family to raise the hefty amounts quickly. Your bondsman provides security by guaranteeing that the total bail will be paid so that you can focus on raising the premium fee, usually a fraction of the bail. That way, you enjoy peace of mind and reduce the financial burden. Besides, with a pre-trial discharge, you will have ample time to prepare for your case.
A bondsman will also offer you convenience because they are available around the clock, unlike when looking for a cosigner. Most people with whom you would like to cosign your bond are unavailable at night or during particular hours of the day. Considering an arrest can happen anytime, looking for an indemnitor with no luck can be inconvenient. However, Palm Springs bail bonds offering bonds without a cosigner are just a call away. All you need to do is contact them after arrest, and you will begin the discharge process. The prices for the services are also pocket-friendly, so you do not have to bother your family to raise vast sums of money within a short time after an emergency arrest. Your bondsman will take care of your release at any time or day.
Lastly, reputable bail bonds will provide you with a no-obligation price quotation. The quotes are usually detailed, informing you of the amount you must pay to obtain the bail bonds. Also, the quote will come with bail details, meaning our Palm Springs bail bonds will do the legwork to determine the bail you should pay without necessarily having to show up for the bail proceeding.
Find a Reputable Bail Bonds Company Near Me
Cosigners carry significant responsibilities and financial liabilities. Therefore, you should talk to Fausto Bail Bonds if you do not want to put a loved one in a position or cannot find someone to cosign your bail bonds. We will evaluate your case to determine if you are eligible for this type of bond and offer you the most favorable option out of jail pending trial. Call us at 855-328-7867 for a no-obligation case evaluation in Palm Springs.